Staking Calculator
Calculate your potential staking yield for PoS coins.
Amount type
Waiting for the current price to calculate USD values.
You can overwrite the default APY to match your validator or platform.
Reward model
Current price
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Estimated stake
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APY
3.5%
You can overwrite the default APY to match your validator or platform.
Reward model
Compound
USD estimates use the current price and assume it stays constant.
Estimated staking rewards
Enter an amount to see projected staking rewards.
The displayed APY values are estimates and may change at any time. Staking involves risks — do your own research before investing.
Assumptions
This calculator assumes a constant coin price and fixed APY across the selected period. Real staking rewards can change because of validator fees, lockups, slashing risk and network conditions.
What is staking?
Staking means committing coins to a proof-of-stake network. You lock tokens or delegate them to a validator so the network can confirm transactions and produce blocks. In return, the protocol distributes rewards.
Unlike mining, staking does not depend on power-hungry hardware. Your return usually comes from network issuance and transaction fees. The real payout depends on the coin, validator performance, fees, reward frequency, and network conditions.
How does the staking calculator work?
The calculator estimates how a staking position can grow over different timeframes. Pick a coin such as ETH, SOL, or ADA, enter your amount in USD or native coins, and review the default APY shown for that asset.
The tool then projects rewards after 30 days, 90 days, 1 year, and 3 years. If your exchange, wallet, or validator offers a different rate, you can edit the APY and run the scenario with your own assumptions.
What does APY mean?
APY stands for Annual Percentage Yield. It describes the yearly return including compounding, which means rewards that are added back into the position can generate additional rewards over time.
That is different from APR. APR reflects the nominal annual rate without reinvesting payouts. For staking, APY is often the more useful benchmark because many protocols distribute rewards on an ongoing basis.
Simple interest vs. compound
The toggle in the calculator compares two reward models. With simple interest, rewards stay separate from your original stake. With compound mode, rewards are added back into the position on a daily basis, so compounding starts to matter.
A quick example makes the difference clear: a 1,000 dollar position at a 10 percent annual rate produces about 100 dollars in simple rewards over a year. If rewards are reinvested regularly, the ending value comes out slightly higher. The gap gets wider over longer periods.
Which coins can you stake?
Staking is mainly available for proof-of-stake networks. Well-known examples include Ethereum (ETH), Solana (SOL), Cardano (ADA), Polkadot (DOT), Avalanche (AVAX), Cosmos (ATOM), NEAR, Toncoin (TON), and Sui (SUI).
Not every crypto asset is stakeable. Bitcoin uses proof of work instead of proof of stake. Some tokens live on PoS chains but do not have their own staking system, while others only offer yield through separate DeFi products or custodial programs.
Risks of staking
Staking is not a risk-free savings product. Many networks use lock-up or unbonding periods, which means you may not be able to access your coins immediately if market conditions change.
There is also slashing, validator downtime, and price risk. Even if your coin balance goes up, the value in dollars or euros can still fall. Always check validator fees, payout rules, and the operational track record behind the service you use.
Tips for beginners
Start with a position size you can comfortably manage. That gives you room to learn how delegation, reward payouts, and potential lock-ups work without turning a first test into unnecessary stress.
Stick to reputable validators or established platforms, read the terms carefully, and stay skeptical when advertised APYs look unusually high. Double-digit yields can be real, but they often come with extra risk, lower liquidity, or changing reward conditions.